Motorcycle Insurance

Riding down the open road, simply enjoying the ride is a motorcyclist’s dream. When you are protected with United Fire’s motorcycle coverage, you can just sit back and enjoy it.

Our motorcycle program combines broad property and liability protection with an optional coverage to protect the accessories that make your bike unique.

Basic Coverage
Personalized Coverage

Our basic coverage includes:

  • Bodily Injury Liability: Helps cover injuries that you cause to someone else in an auto accident. You and your family members are also covered when driving someone else’s car with their permission.
  • Medical Payments: Assists in payment for your own or your passengers’ medical expenses due to injuries suffered in an auto accident, regardless of fault.
  • Property Damage Liability: Helps pay for damage that you cause in an auto accident to the property of other people.
  • Collision: Covers damage to your car resulting from a collision with another car, object or as the result of flipping over. Damage caused by potholes is covered also.
  • Comprehensive/Other Than Collision: Assists in payment for theft or damage to your vehicle caused by something other than a collision with another car or object, such as fire, falling objects, explosion, windstorm, hail, flood, vandalism, or contact with animals.
  • Uninsured and Underinsured Motorists: Provides coverage if you are hit by an uninsured or hit-and-run driver, as well as when an at-fault driver has insufficient insurance to pay for your total loss.
  • Guest Passenger Liability: Offers coverage for bodily injury suffered by guests on the back of your motorcycle.

No two motorcycles are alike. Each motorcycle owner somehow makes their bike unique. Whether you have custom chrome and paint or replaced your handlebars and added a sissy bar, you can add United Fire’s customized equipment endorsement to your motorcycle policy.

Our customized equipment endorsement provides coverage for:

  • CD Player
  • Custom Chrome
  • Custom Paint
  • Custom Seat
  • Extended Fork
  • Fairing
  • Handlebars
  • Luggage Rack
  • Radio
  • Saddle Bags
  • Sissy Bar
  • Trailer
  • Trunk
  • Windshield

To save you money, we offer these insurance discounts:

  • Multiple Policies: You can save money just by insuring your home, apartment or condo with us, too.
  • Loss Free: If you do not incur a loss with United Fire Group over an extended period of time, you may receive a discount.
  • Loyalty: We value long-term relationships with our customers, which is why we reward our customers with a loyalty discount.
  • Age of Customer: Our customers age 25 and over can save additional money on their policy.

Contact one of our independent insurance agents today to customize the coverage you need to protect you while you are enjoying the open road.

Content on this website represents only a brief description of coverages. Coverages vary by state. Some products are not available in every state. Please check with your agent and read the policy for exact details on coverages and exclusions.

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