General Liability

Purchasing a general liability insurance policy is usually the first step a business takes to protect its assets. In an increasingly litigious society, where value judgment awards have increased over the years, having this type of protection is critical.

Basic Coverage
Personalized Coverage

General liability insurance covers claims of damage and injury caused by the insured over the course of business; it protects a company and its employees from a variety of incidents, including:

  • Bodily injury,
  • Property damage, and
  • Contractual liability.

To broaden your coverage, United Fire Group offers:

  • Ultra Liability Plus endorsement: By choosing the Ultra Liability Plus endorsement, you can broaden the coverage provided by our general liability policy, allowing you to customize the coverage to meet your exact needs.
  • Pollutant Redefined endorsement: This option provides coverage for carbon monoxide poisoning due to faulty workmanship.
  • Employment-Related Practices: All employers face the reality that they may be the target of legal action from past, present and prospective employees. In response to this increase, we offer Employment-Related Practices Limited Defense and Indemnity Liability add-on coverage. It provides coverage for a wide range of claims, including: discrimination, demotion or failure to promote, negative evaluation or discipline, wrongful refusal to employ, wrongful termination, wrongful denial of training, and retaliatory action against an employee.

Contact one of our independent insurance agents today to customize the coverage you need to protect your business.

Content on this website represents only a brief description of coverages. Coverages vary by state. Some products are not available in every state. Please check with your agent and read the policy for exact details on coverages and exclusions.

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