Business Auto

Whether your business has one vehicle or many, business auto insurance is an essential part of any business insurance plan, especially if the vehicles are used primarily for commercial purposes. We can insure many types of vehicles and fleets ranging from private passenger vehicles and pickups to heavy trucks with local and intermediate operating distances.

Basic Coverage
Personalized Coverage

Business auto insurance is an essential aspect of your business insurance program. Our product is designed to protect your business from physical damage or liability losses involving vehicles that are vital to your operations.

Depending on the coverage you choose, United Fire Group’s business auto insurance provides coverage to repair or replace a vehicle damaged in an accident and will pay the claims of any third party injured in an accident.

In addition to your basic business auto policy, United Fire Group offers:

  • Auto Composite Rating Plan: This program is designed for larger fleets. It allows United Fire to calculate one rate that will be charged for each vehicle in a specific vehicle class, which means less paperwork and fewer hassles for you, our policyholder.
  • Business Auto Ultra: This add-on coverage is designed to offer high-value protection at a low cost by broadening the coverage provided by our business auto policy. Some of the coverages included in our Business Auto Ultra endorsement include towing and labor; rental reimbursement and additional transportation expense; personal effects coverage for certain personal effects when a covered auto is stolen; employees as insured (covers individual liability of employees using their own autos); automatic additional insured when required by contract or agreement; and physical damage coverage for hired, leased, rented or borrowed autos.

Contact one of our independent insurance agents today to customize the coverage you need to protect your business.

Content on this website represents only a brief description of coverages. Coverages vary by state. Some products are not available in every state. Please check with your agent and read the policy for exact details on coverages and exclusions.

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