Customize your policy so that it’s right for you! 

A Rider is an endorsement to an insurance policy that modifies the provisions of the policy, adding or excluding coverage to meet a policyholder’s needs. Our most popular Rider is our Disability Income Rider, which provides periodic payments to the insured if he or she is unable to work because of injury or illness. It may be attached to any of our Life Insurance policies.

The following are also available as Riders to our Life Insurance policies:

• Disability Income
• Spouse Insurance
• Children’s Insurance
• Accidental Death Benefit
• Waiver of Premium
• Additional Term Insurance (Available on Universal Life only)
• Cost of Living (Available on Universal Life only)
• Schedule Increase Option (Available on Universal Life and Whole Life (except SPWL) only)